root@fr:~$ lexique/scoring-credit

Scoring de crédit

Compliance and law

The assessment of a borrower's creditworthiness, expressed as a score to inform the credit decision. Applied to natural persons, it falls under the AI Act's high-risk systems (Annex III, point 5(b), fraud detection excepted) and GDPR Article 22: never a credit decision without a human, the agent prepares, the human decides.

Also called Credit scoring, Score de crédit, Scoring crédit

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